Top 3 Reasons Why Refinancing Now Is Best

Position yourself to weather the economic challenges ahead


1. Approval May be Harder in the Future

A common question that people ask us is, should I refinance now? Well, the question right now is made more complicated by the current global pandemic. Currently, many people are finding it harder to get a mortgage. So refinancing now would be a great idea because it’s possible that lending guidelines will get harder in the future.

2. Rates At Or Near Historic Lows

The other reason refinancing now is a great idea is because interest rates are at or near historic lows. So, if you take advantage of rates now you’re probably going to get a lower rate than the one you’re paying now.

3. Be ready for Challenges Ahead

Another reason that refinancing now is a good idea is that the future economy is uncertain, so saving money is really important. In other words, if you refinance now it will lower your payments, putting yourself in a better position to weather the challenges ahead in the economy*.

*HomePromise provides refinance mortgage loans to clients. In some cases, a refinance may lower your monthly payments but increase your total finance charges over the life of your loan.

In summary, now is a great time to refinance so, call 800-720-0250 today and we will get the process started for you.


“I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.”

Mary from Hanover, PA

“My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative, Chris was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.”

Dorothy from San Diego, CA


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