VA Loan Surviving Spouse Requirements

VA home loan benefits are available to the surviving spouse of Veterans. Call now for a VA loan surviving spouse eligibility check.

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Can A Surviving Spouse Use A VA Loan?

VA Loan Surviving Spouse Home Loan

Surviving military spouses of a service member are entitled to their spouses va home loan benefit. Military spouses may be eligible for a VA loan or possible refinance loan. The VA calls these loans “Surviving Spouse Loans.” The Veterans Administration extends VA benefits to surviving spouses of Veterans in recognition of the tremendous sacrifice a Veteran has made for his or her country. But, some VA lenders struggle to understand the rules about surviving spouses. At HomePromise, we know how to navigate the challenging approval process for VA Surviving Spouse loans.

VA Loan Surviving Spouse Requirements

The VA Home Loan benefit is extended to unmarried surviving spouses of some service members and Veterans who died. In some cases, the Veterans Administration requires that a surviving spouse is not remarried. The VA also requires that the military member or Veteran died on active duty or as the result of a service-connected disability. But, there are special cases of disability where eligibility is allowed even if the Veteran did not die as a result of military service.

VA Survivor Benefits

Just like an active service member or Veteran, a qualified surviving spouse can use the VA Home Loan benefit. If you would like to purchase a primary residence or refinance, survivor benefits from the VA can help.


How To Apply For Surviving Spouse Eligibility?

At HomePromise, we understand how difficult these times may be for you. That’s why we are here to help find out if you are eligible for the VA Home Loan benefit as a surviving spouse. Let us figure out if you meet the requirements and qualify today.


A couple quick questions and you’re on your way to getting a free quote. So fast you’re done before your cup of coffee is.


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The VA Home Loan benefit is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost every Veteran, it is a better choice than a Conventional, FHA, or USDA loan.  Best known as a no-money-down loan, the VA Home Loan benefit provides a low-fee option for military members, Veterans, and surviving spouses meeting the eligibility requirements set in place by the Veterans Administration.