Learning Center
Understanding VA Loan Funding Fees
VA loan funding fees are 2.15% for first-time users and 3.3% for subsequent users. The fee can be rolled into your loan amount and reduced with down payments: 1.5% with 5% down, 1.25% with 10% down. Veterans with disability compensation are exempt.
Multiple VA Loans: Yes, You Can Have More Than One!
Discover how veterans with credit scores as low as 580 can still qualify for VA loans when working with the right lender, even if other mortgage companies have turned them down due to past bankruptcies, foreclosures, or credit challenges.
VA Loan Down Payments: The Truth About Zero Down
Discover the surprising truth about VA loan down payments that many veterans don’t know: you can literally buy a house with no money down and no monthly mortgage insurance. Unlike conventional loans that require 3-20% down payments, VA loans offer 100% financing with better terms than most traditional mortgages.
Bad Credit and VA Loans: What You Need to Know About Qualification
Discover how veterans with credit scores as low as 580 can still qualify for VA loans when working with the right lender, even if other mortgage companies have turned them down due to past bankruptcies, foreclosures, or credit challenges.
5 Common Myths About VA Loans: Get the Real Facts
Are common myths about VA loans preventing you from taking advantage of one of the military’s most valuable homebuying benefits?
VA Loan Eligibility: A Guide for Military Service Members and Veterans
Discover if you qualify for VA loan benefits with this comprehensive guide covering eligibility requirements for active duty, veterans, Guard/Reserve members, and surviving spouses. Learn about service time requirements, discharge status, how to get your Certificate of Eligibility, and why the process is simpler than you think when you have expert guidance.
Maximizing Your Savings: Tips for Getting the Most Out of Your VA Home Loan
Learn proven strategies to maximize your VA home loan benefits and save thousands of dollars. Discover how to leverage no down payment options, avoid PMI, use IRRRL refinancing, and build long-term wealth through smart real estate decisions. Expert tips for veterans and active-duty military personnel.
5 Common Myths Debunked About VA Home Loans
Don’t let misconceptions stop you from using your VA loan benefits! Learn the truth about credit requirements, benefit reusability, closing times, and down payments. Get clear, factual information that empowers veterans and active-duty service members to make informed home buying decisions.
VA Home Loan Simplified: A Step-by-Step Guide for Veterans
Navigate the VA home loan process with confidence using this simplified step-by-step guide. From checking eligibility and getting your Certificate of Eligibility to closing on your dream home, learn everything veterans need to know about securing homeownership with expert guidance.