Get A VA Loan After Short Sale

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Have you been turned down for a second VA loan due to a VA loan short sale? What is a problem for other lenders may not be for HomePromise. Call or apply now to see if you still qualify for no money down. 

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There Is Hope For A VA Loan After A Short Sale!

A short sale is when a VA lender permits the homeowner to sell his or her home for less than what he or she owes. A VA Loan short sale allows lenders to regain some cash and avoid the costs of foreclosure.

How Do Short Sales Affect Credit?

As with foreclosure, a VA loan short sale will negatively affect your credit score. The impact on your credit score will depend on your overall credit history.

Does A Short Sale Affect My VA Loan Eligibility?

If a short sale involved a VA loan, the amount of your entitlement used on that loan will be unavailable moving forward unless you pay the VA their losses. But, that does not necessarily mean you can’t get a VA loan. The rules are complicated so you need an experienced VA lender to help. It’s important to understand there are many questions involved when applying for a VA short sale, so contact HomePromise today. 


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VA Mortgage & Refinancing

The VA Home Loan benefit is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost every Veteran, it is a better choice than a Conventional, FHA, or USDA loan.  Best known as a no-money-down loan, the VA Home Loan benefit provides a low-fee option for military members, Veterans, and surviving spouses meeting the eligibility requirements set in place by the Veterans Administration.

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