VA Loans & Mortgage Refinancing With HomePromise
Proudly Serving Active Military Members & Veterans
The VA Home Loan program is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost all Veterans, VA loan terms provide a better choice over Conventional, FHA or USDA loans.
Most importantly, the VA Home Loan benefit offers a no-money-down, fixed rate loan. This benefit provides a low-fee option for Veterans with service connected disabilities and surviving spouses meeting eligibility requirements set in place by the Department of Veterans Affairs.
Cash Out Refinance Loans For Veterans
A VA cash out refinance loan will replace your existing VA mortgage. This type of loan helps you get cash from the equity in your home. A cash out refi loan will help pay off high interest credit cards or help add to existing investments. Most lenders cap the loan amount at 90% of the home value. Not HomePromise! We offer a 100% LTV VA loan.
Non-Veteran/Spouse Joint VA Loans
Some Veterans are confident on their own when applying for a VA home loan. Others may feel safer taking on their monthly payment by adding a co-borrower. When applying for a VA mortgage with HomePromise, adding a non-Veteran or non-spouse co-borrower is certainly an option.
Asset-based lending allows borrowers to use their assets as income. This type of loan allows individuals to use assets within an owner-occupied home and those already invested to secure the cash flow needed for loan approval. Most lenders permit 70% of your retirement accounts and investments along with 100% of your total assets to qualify.
“I just want to thank you very much for your work to help us refinance our loans. I know you had to do so much work for us and we really appreciate it. If I know anyone who wants to buy a home or refinance I will do my best to refer you to them. Again, thank you very much.”
Mary from Hanover, PA
“My mother recently had a refinance with HomePromise. The process was easy for her (and I) to follow. The loan representative, Chris Gaus was very helpful and responsive for the entire process and explained everything. I would definitely recommend this company.”
Dorothy from San Diego, CA
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