Apply For A VA Loan After Bankruptcy
Yes, You Can Get A VA Loan After Bankruptcy!
While most VA lenders make you wait years after a bankruptcy, HomePromise may not! Give us a call today to see if you qualify. For more information call 800-720-0250 to speak with a VA Loan & Refinancing Expert.
How Soon Can I Get A VA Loan After Bankruptcy?
With bankruptcy, your credit score drops as much as 160 points. It can take years to recover. Thankfully, the VA allows more flexible credit requirements. Each VA lender sets its own limitations, but on average a credit score of 620 is acceptable. HomePromise approves credit scores as low as 580. Most VA lenders require two years after a bankruptcy to qualify for a VA loan. But, HomePromise is different. Depending on the reason for the bankruptcy we may allow you to get a VA loan as soon as one year after foreclosure.
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VA Loan & Refinancing Experts
The VA Home Loan benefit is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost every Veteran, it is a better choice than a Conventional, FHA, or USDA loan. Best known as a no-money-down loan, the VA Home Loan benefit provides a low-fee option for military members, Veterans, and surviving spouses meeting the eligibility requirements set in place by the Veterans Administration.