Earthship Home Financing
It’s a difficult process to obtain Earthship home financing. Most lenders will not lend you the money for these types of homes because there are few (if any) comparable sales in the area. In other words, lenders have no way to determine the home’s value. To buy or refinance an Earthship home, many people must pay cash. But what if you can’t afford to deplete your savings?
Why Lenders Deny Financing For Earthships
Beyond the comparable sales issue, another problem lenders face is the fear of unique homes like Earthships not selling. Most lenders get nervous thinking about a possible foreclosure on a unique home. Selling a home fast is important to keeping foreclosure costs for a lender to a minimum.
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