Apply For A VA Loan With A 640 Credit Score
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Have you been turned down for a VA loan with a 640 credit score? Don’t lose hope! Your application may result in a denial from some VA lenders, but you may qualify with HomePromise. Call or apply now to find out!
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How Credit Scores Affect VA Loan Approval
All of your debt information at the credit bureaus is put into an equation to come up with a credit score. A lower score means you probably have more problems with your credit history than other people. But not all VA lenders deny Veterans with low credit scores.
Can You Get A VA Loan With A 640 Credit Score?
Some Veterans think they will never qualify for a VA loan due to a credit score below 640. It is true that most lenders want to see a minimum credit score of 640 before approving VA loans. But, there are some VA lenders like HomePromise that may approve lower FICO score VA loans. Give us a call to see if you qualify.
What Is The Minimum Credit Score Required For Approval?
You probably would be surprised to find out that the Veterans Administration doesn’t publish a minimum credit score for VA loans. Each VA lender makes their own minimum credit score requirement for approval. For more information about getting a VA loan approved with a challenging credit history call 800-720-0250 to speak with a VA Loan & Refinance Expert with HomePromise.
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