Apply For A VA Loan With A 620 Credit Score

Call to speak with a VA Loan & Refinancing Expert now!


Have you been turned down for a VA loan with a 620 credit score? You’re not alone!  Many VA lenders have a 620 minimum credit score requirement.  But, you may qualify with HomePromise. Call or apply now to see if you qualify with us.

Get a 100% free rate quote



How Credit Scores Affect VA Loan Approval

Years of your payment history on your debts is put into a formula to calculate your credit score. A lower score means you have more problems with your credit history. A low credit score can be hard to handle for many VA lenders. But not all VA lenders deny Veterans with 620 or lower credit scores.

Can You Get A VA Loan With 620 Credit Score?

Some Veterans think they will never qualify for a VA loan because they have a low credit score. Most lenders require a minimum credit score of 620 or higher before approving VA loans. But there are some VA lenders like HomePromise that may approve lower FICO score VA loans.

What Is The Minimum Credit Score Required For Approval?

The Veterans Administration has no minimum credit score requirement.  VA lenders have their own minimum credit score requirements for VA loan approval. For more information about getting a VA loan approved with tough credit call 800-720-0250 to speak with a VA Loan & Refinance Expert with HomePromise.


A couple quick questions and you’re on your way to getting a free quote. Done before your cup of coffee is.


We will NEVER share or sell your information. All submissions encrypted for your security and peace of mind.


Let our team of experts help you find the best loan at a great rate. Use the form above to contact us today!

coming soon

HomePromise Heroes

Hear the personal stories from a new generation of Veterans.