Apply For A VA Loan With A 580 Credit Score

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Have you been turned down for a VA loan with a credit score 580 or less? Most lenders require a minimum credit score of 620 or even 640, but don’t lose hope. A VA loan with bad credit is not always a problem for us. Call or apply now to see if you qualify.

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How Do Credit Scores Affect VA Loan Approval?

All of your debt and credit history information is used to create your credit score. A lower score usually means you have more problems with your credit history compared with others in the United States. A low credit score can be hard to handle for many VA lenders.

Can You Get A VA Loan With 580 Credit Score?

Some Veterans think they will never qualify for a VA loan due to a low credit score. It is true that most lenders want to see a minimum credit score of 640 before approving VA loans. HomePromise is a VA lender that may approve your VA loan even with a lower credit score.

What Is The Minimum Credit Score Required For Approval?

The VA doesn’t have a minimum credit score requirement. VA lenders set their own minimum requirements for approval. For more information about getting a VA loan approved with a lower credit score call 800-720-0250 to speak with a VA Loan & Refinancing Expert with HomePromise.


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The VA Home Loan benefit is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost every Veteran, it is a better choice than a Conventional, FHA, or USDA loan.  Best known as a no-money-down loan, the VA Home Loan benefit provides a low-fee option for military members, Veterans, and surviving spouses meeting the eligibility requirements set in place by the Veterans Administration.

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