Apply For A VA Loan With Low Credit Scores

Call 800-720-0250 to speak with a Home Loan & Mortgage Refinancing Expert!

If you’ve been denied for a low credit score VA loan, then welcome. While having a low credit score may be tough for most VA lenders, there is hope with HomePromise. You may have been turned down before, but don’t give up.


How Credit Scores Affect VA Loans

 All of your debt and credit history information at the credit bureaus is put into an equation to come up with a credit score. A lower score means you have more problems with your credit history. A low credit score can be hard to handle for many VA lenders. But, not all VA lenders deny Veterans with low credit scores. It is possible to get approved for a VA loan with bad credit.

Can You Get A VA Loan With A Low Credit Score?

Some Veterans think they will never qualify for a VA loan due to a low credit score. It is true that most lenders want to see a minimum FICO score of 640 before approving VA loans.  HomePromise is a VA lender that has approved lower credit score VA loans and will continue to do so.

What’s The Minimum Credit Score Required For Approval?

The VA doesn’t have a minimum credit score requirement. VA lenders set their own minimum requirements for approval. For more information about getting a VA loan approved with a lower credit score call 800-720-0250 to speak with a VA Loan & Refinancing Expert with HomePromise.

Apply With 680 FICO Score

Apply With 640 FICO Score

Apply With 620 FICO Score

Apply With 600 FICO Score

Apply With 580 FICO Score

Apply With No Credit History



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The VA Home Loan benefit is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost every Veteran, it is a better choice than a Conventional, FHA, or USDA loan.  Best known as a no-money-down loan, the VA home loan benefit provides a low-fee option for military members, Veterans, and surviving spouses meeting the eligibility requirements set in place by the Veterans Administration.