Limited Credit History VA Loan
What Is Limited Credit History?
When you apply for a VA loan, a VA lender will review your credit history using a credit report provided by a credit bureau. Some Veterans have very little credit perhaps because they have stayed away from getting into debt. You would think avoiding debt is a good thing but not when you’re trying to build a credit history. Some VA lenders will actually turn you down if you have a limited credit history. That’s not the case with all VA lenders. Don’t give up your search for a VA loan because you’ve been turned down for a limited credit history. There is hope with HomePromise.
What Is A No Score VA Loan?
A credit score is a number used by lenders to evaluate your credit history. If you have a limited credit history then you may not have enough credit information to create a credit score. Many VA lenders will deny you if you don’t have a credit score or have a limited credit history. We offer VA loans to veterans who have no credit score. Call today to see if you qualify.
How To Get Approved With A Limited Credit History?
We are experts with approving limited credit histories for Veterans. You may qualify even if other lenders have turned you down. For more information call 800-720-0250 to speak with a VA Loan & Refinancing Expert with HomePromise.
FAST & EASY
A couple quick questions and you’re on your way to getting a free quote. So fast you’re done before your cup of coffee is.
SAFE & SECURE
We will NEVER share or sell your information. All submissions encrypted for your security and peace of mind.
Let our team of experts help you find the best loan at a great rate. Use the form above to contact us today!
The Loans We Close
Vital Tips For Closing
VA Loan & Refinancing Experts
The VA Home Loan benefit is the best mortgage choice for military members, Veterans, and their surviving spouses. For almost every veteran, it is a better choice than a Conventional, FHA or USDA loan. Best known as a no-money-down loan, the VA home loan benefit provides a low-fee option for military members, Veterans, and surviving spouses meeting the eligibility requirements set in place by the Veterans Administration.