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Get A VA Farm Loan In Virginia

Located in the Mid-Atlantic region of the United States, Skyline drive rises just over 4000 feet in elevation. Rural America has never been so stunning when overlooking the farmers and ranchers living in the commonwealth of Virginia. For more than fifty miles, farm businesses can be seen outlined in the vast westernly view of Virginia state. With approximately 700,000 military Veterans living in Virginia as of 2020 there is probably no better time than now to get a VA farm Loan In Virginia.

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The Department of Veterans Affairs (or VA) Home Loan benefit may be used to purchase different types of farms in the state of Virginia. Like USDA loans, active military members and Veterans have earned 100% financing with no down payment needed for a home purchase. When looking to purchase a VA farm loan in Virginia it is important to understand the  requirements. First, there must be a home located on the property to live in as your primary residence. In other words, VA home loans can only be used for residential purposes, and not the purchase of a business. But, if you are a fruit or vegetable or hobby farmer, do not allow farming income to become a barrier. It is important to understand that many VA farm loans may not be eligible with most. It is important to understand that many VA farm loans may not be eligible with most lenders.  HomePromise may be able to help when other lenders cannot!

Click more for 3 Easy Step Getting A VA Farm Loan In Virginia

Types of VA Farm Loans Available

There are many types of farm loans possible with your VA home loan benefit. In Virginia, there are fruit and vegetable farms, hobby farms, horse farms, vineyards, and tons of land for cattle farming. As a Veteran, you’ve earned your VA benefits. If you love farming and agriculture then, purchasing farm land as your primary residence in Virginia will be a lifestyle worth pursuing. Most lenders will not give you the time of day when you apply for a farm loan, but HomePromise might be able to help when other VA lenders cannot.

VA approved lenders like HomePromise can get your Certificate of Eligibility (COE) online or you can apply online yourself by using eBenefits at or fill out  VA form 26-1880. Our VA loan specialists are ready to help you through the process of purchasing a VA farm loan in Virginia. HomePromise will complete your application then, help you determine the amount you might qualify for.

3 VA Farm Loan Considerations

  • According to the VA there is no limit on the total number of acres of farmland may have.
  • Like other loan programs, the appraisal process is not more difficult than a normal loan as long as similar properties in the same vicinity recently sold. It’s possible to include in the value of your farm any improvements that are usually not considered residential like barns, store houses, horse stables and pastures.
  • For VA home loan purposes, the value of the property will not include livestock, crops, or farm equipment.

For more information about your eligibility and our fast and easy process in getting a VA farm loan in Virginia call 800-720-0250 to speak with a HomePromise VA farm loan specialist today.

Call 800-720-0250

Speak directly to one of our VA loan and refinance experts now or apply online.