Carriage House Loans
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This type of home is usually older and often was once used to house a horse-drawn carriage. Usually, these parts of an older home are separate from the main house. Lenders struggle with Carriage House loans because they are unique.
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What Are The Advantages To Getting A Carriage House Loan?
Today, Carriage Houses converted into separate living areas are popular. They may even have their own kitchen and bathroom. VA lenders struggle with Carriage House Loans because they are unique.
Accessory Dwellings like Carriage Houses are challenging in the lending process because appraisers are required to find similar homes nearby to determine a value for your home.
If three similar homes can’t be found, the appraisal will not meet the guidelines of many lenders. But HomePromise makes loans for homes that have a Carriage House without recent sales of similar homes nearby, so don’t give up!
Carriage House Loan Experts!
Owning a home lies at the heart of the American dream. A home is the foundation for many people’s financial security. At HomePromise, we understand the lending process can be discouraging. We want to change that. Trust the Home Loan experts and creative financing team at HomePromise.
We understand that there are many different types of loans, and many different types of homeowners. That’s why we want you to talk with one of our team members. Applying with us is always 100% free – no risk, no cost, no obligation to you. That is the HomePromise Way.
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